Money Week is the perfect excuse to talk more about our money goals (as if we need one!), and Money Talks conversation starters might help kick off the chat. But so’s thinking about what you’d do if you won the US ‘Mega Millions’ lotto with its hefty jackpot that went from millions to a whopping US$1.28 billion. While the winnings paint a mighty dream, you might not get as much as you think… After US taxes troll to clip the ticket, the winner may only take home a measly US$550 million, making the real winners the US Inland Revenue Service (IRS). Uhh, congrats? 🤨

But how would you even spend US$550 million? After filling up on the world’s most expensive French fries and buying yourself a few US$1,800 Balenciaga trash-bags (natch), you’re still going to have plenty of cash to splurge, share and save. 

For a mere US$110,000 per person, Disney (DIS) will gladly host you on a 24 day global adventure, stopping at 12 Disney attractions along the way. Or, if you love flying as much as Taylor Swift, you could buy your own Falcon 7X jet for around US$54 million and chart your own global adventure. To really cut down your commute, you may also want to build your own private airport, and live large like Elon Musk. Then again, half a billion US dollars could do a lot to help change the world, from building desalination plants to donating to charities. 😇

Regardless, if impulse buying $30 inflatable sharks over lockdown has taught us anything, it’s that rushed money decisions are usually never good. It’s not a Mr Beast video… I mean…. Maybe invest in quality profesh advice to assess your goals and see if you can put that chunk of change to work to help reach them. ⛵ Even a low 3% return on US$500 million would offer around US$16 million a year of income before tax. Hello Queenstown! 🤩