Simple, fair &
transparent pricing

Competitive fees for investing in US shares and ETFs.
No minimum investment amount. Free to sign up.

0.5%
To exchange money
Phone with money going into screen to show FX exchange

Hatch automatically exchanges your money between NZD and USD when you deposit or withdraw.

$3 USD
To buy or sell shares
Basket of coloured blocks to represent company shares

Flat fee to buy or sell up to 300 shares + 1c USD for every additional share after that per transaction.

50c USD
To buy or sell shares for
Kids Accounts
Colourful kids square building block

Flat fee to buy or sell up to 50 shares + 1c USD for every additional share after that per transaction.

Hatch takes care of your US tax: We deduct a one-off US tax form fee of 1.50 USD  from your first deposit, and 50c USD from your available balance every year, to cover the cost of filing your US returns. Learn more about tax with Hatch

Hatch takes care of your
US tax:
We deduct a one-off US tax form fee of 1.50 USD  from your first deposit, and 50c USD from your available balance every year, to cover the cost of filing your US returns.
Learn more

Transfer your US shares to Hatch: You can transfer your whole portfolio (including any USD) or just part of it. The fee to transfer shares will depend on the provider. How to transfer to Hatch

Transfer your US shares to Hatch: You can transfer you whole portfolio (including any USD) or just part of it. The fee to transfer shares will depend on the provider.
Learn more

Buy and hold American Depository Receipts (ADRs): ADRs are a different type of investment that incur additional custodial fees. Learn more about ADRs

Buy and hold American Depository Receipts (ADRs): ADRs are a different type of investment that incur additional custodial fees.
Learn more

Special FX rates: If your cumulative deposit total (current deposit included) is over $100k, deposits over $50k will be eligible to receive a discount on the exchange fees. Contact us about special FX rates

Special FX rates: If your cumulative deposit total (current deposit included) is over $100k, deposits over $50k will be eligible to receive a discount on the exchange fees.
Learn more

Why flat fees?

With brokerage fees, other platforms charge a percentage of your investments. We believe percentage based fees penalise you for growing your money over time. That’s your profit, not ours.

With Hatch you pay a $3 USD flat fee each time you buy less than 300 shares. If those shares increase in value over time, you’ll still just pay $3 USD when you sell them. Buying or selling over 300 shares at once is only 1c extra per share.

This is what makes Hatch different.

Examples
Buying
No of shares
10
Priced in USD at
$50
Buy total in USD
$500
Other platforms
At
$3 flat
0.5%
Fee
$3.00
$2.50
(up to 300 shares)
Selling
No of shares
10
Priced in USD at
$250
Sell total in USD
$2,500
Other platforms
At
$3 flat
0.5%
Fee
$3.00
$12.50
(up to 300 shares)

Note: These are examples of the fees per individual buy or sell order. It’s also not guaranteed that shares will increase in value. Read more about our fees.

Buying
No of shares
10
Priced in USD at
$50
Buy total in USD
$500
Other platforms
At
$3 flat
0.5%
Fee
$3.00
$2.50
Selling
No of shares
10
Priced in USD at
$250
Sell total in USD
$2,500
Other platforms
At
$3 flat
0.5%
Fee
$3.00
$12.50

Note: These are examples of the fees per individual buy or sell order.  It’s also not guaranteed that shares will increase in value. Read more about our fees.

Examples

Popular questions about pricing

Why no $0 brokerage?

There's no such thing as free lunch. Learn why we're sticking with transparent fees and why price shouldn't be the only consideration when trusting your money to an investing platform.

Why flat brokerage fees?

Because we believe in giving Kiwis a fair go. It may be attractive to pay a percentage fee when buying smaller amounts, but the goal is for those shares to increase in value. We don't believe we should take a cut of your profits when you sell your shares.

With a Hatch account, you pay just $3 USD to buy up to 300 shares. If those 300 shares increase in value, you'll still just pay $3 USD to sell them (see an example here).

For Kids Accounts, we’ve lowered our usual $3 USD minimum brokerage fee to an absurdly small 50c USD on Kids Accounts. As long as you’re buying or selling 50 or fewer shares, you’ll only pay a 50c USD fee (for order over 50 shares, the usual 1c USD a share fee kicks in). Learn more about Hatch Kids Accounts and fees.

We know a lot of new investors want to start small, which is why we have no minimum deposits. You can set up a regular payment into Hatch and that money will sit in a Money Market Fund, earning you dividends, until you're ready to invest it.

Depositing over $50k?

When we receive your deposit of $50k or more, we'll get in touch to confirm the exchange rate. If your cumulative deposit total (current deposit included) is over $100k, your deposit will be eligible to receive a discount on the exchange fees. Contact us to find out more.

Already have USD?

Yes we accept USD deposits! Get in touch and our team will give you the details.

What about withdrawals?

You can choose to withdraw your USD to your NZ bank account whenever you want. You just have to sell your shares so your USD is available to withdraw.

We collect a bank statement for each account you want to withdraw money to. This is a security check to make sure your money is going back to you.

You’ll pay a 0.5% exchange fee when you withdraw money.

Do Kids Accounts have lower pricing?

Hatch Kids Accounts have the same fair and transparent pricing as you’re used to, with one happy exception. We’ve lowered our usual $3 USD minimum brokerage fee to an absurdly small 50c USD on Kids Accounts. More about Kids Accounts.

Creating an account is free

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Watchlists

Low cost exchange fees with no minimums

Buy and sell full & fractional shares

Real time trading – Place orders online, 24/7

Access our exclusive investor community

No regulatory or account fees (we pay them for you)

Unparalleled support from real humans

Free Getting Started Course & extra help for beginners

Ready to Hatch your tomorrow?

Join the Kiwis who are hatching their tomorrow and have invested more than $1 billion with Hatch.

Visual representation of some shares available to invest in through Hatch